Mortgage Mode

Commercial and buy-to-let finance for UK limited companies

Know where your deal stands before you spend a week on it.

One short form, a quick confirmation with our AI assistant, then a commercial mortgage specialist who already has your numbers. Usually same day.

  • Six questions, about a minute. No documents and no credit search.
  • Monty, our AI assistant, follows up on WhatsApp — call or text, your choice.
  • You end with a booked call with a commercial mortgage specialist who already has your numbers.

Get a callback today

Six questions, about a minute. Estimates are fine — everything is confirmed in conversation, not paperwork.

We confirm details by WhatsApp on this number.

Your best estimate is fine.

By sending this enquiry you agree that Mortgage Mode may contact you about it by WhatsApp, text and email, and may call you using Monty, our automated AI assistant, to confirm your details and book you in with one of our commercial mortgage specialists. Calls are transcribed, never recorded, and no financial advice is given. Reply STOP to any message to opt out at any time. Privacy policy · AI usage policy

No obligation and no credit check. We are not a lender and we do not give financial advice.

£50,000 upwards
No upper limit. Smaller loans are placed separately, not turned away.
All four UK nations
England, Scotland, Wales and Northern Ireland.
Ltd companies and SPVs
An SPV incorporated last month is normal here.
No credit search
Nothing at this stage touches your credit file.

Our partnered lenders

Deals from this pilot are placed with a panel that includes these four.

  • Bridging, development and buy-to-let finance. Listed on the London Stock Exchange.

  • Bridging and buy-to-let lender, established 2008.

  • Bridging and buy-to-let finance for landlords and property investors.

  • Commercial mortgages from one of the UK’s biggest business banks.

A panel is where deals can be placed, not a promise of an offer. No lender sees your enquiry until you have spoken to a specialist.

What happens after you send it

  1. Send the enquiry

    Name, contact details, the loan and the property value. We work out the loan-to-value for you.

  2. Confirm the details with Monty

    Our AI assistant messages you on WhatsApp. Take a two-minute call, or answer by text if that suits better. Transcribed, never recorded, no advice given.

  3. Talk to a specialist

    Monty books you in with one of our commercial mortgage specialists, calendar invite and all. The first real conversation starts from your numbers, not from scratch.

Monty always introduces himself as an AI, tells you the call is transcribed, and hands over to a person the moment you ask. How we use AI is written down in our AI usage policy.

Find out where you stand today.

A minute now saves a week of chasing lenders who were never going to write your deal.

Start your enquiry

No obligation, no credit search, no cost.